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logo
0% for your 1st loan
Get approved in just a few minutes
100% online
Amount
₱1,000 - 50,000
Duration
12 months
APR
0 - 17.33%
Min. age
20 years
₱1
₱1
Duration
1 year
APR (est.)
8.66%
Interest rate cost (est.)
₱0.05
Total cost (est.)
₱1.05
Monthly payment
₱0
for 12 months
Apply here
Example: ₱10,000 for 12 months. APR: 17.33%. Total: ₱11,732.98

Finbro

Finbro Online Loans: Fast and transparent loans for everyday needs

Finbro.ph is a popular online lending platform in the Philippines. Finbro offers online cash loans with minimal requirements, making it a go-to choice for Filipinos, who are facing an unexpected or emergency expense. Known for its quick and easy application process, Finbro.ph, aims to make online borrowing simple and transparent for the Filipino users. 

Finbro’s online loan offers

  • Loan amounts: New clients can borrow from ₱1,000 up to ₱15,000. Repeat client can borrow up to ₱50,000.
  • Loan terms: Flexible repayment options for up to 12 months.
  • Loan approval: Get a response on your loan application within minutes. If your loan is approved, same-day disbursement is available via bank transfer or e-wallets
  • Special offer: New users may be eligible for a 0% interest loan on their first loan.

Finbro’s online loan application requirements

If you’re looking for a quick and easy loan online, Finbro.ph offers a fast application process and flexible eligibility criteria. Here’s what you need to know before applying:

Can I get a loan from Finbro.ph?

Yes, if you meet the following criteria.

  • Nationality: Must be a Filipino citizen.
  • Age: Between 20 and 70 years old.
  • Income: Must have a stable income, either from employment or a regular source of income.

Required documents & details

  • At least one valid government-issued ID, such as SSS ID, UMID, Driver’s License, Passport, National ID (PhilSys), Postal ID.
  • Active mobile phone number for loan updates and verification.

How to apply for a Finbro loan?

Applying for a loan with Finbro.ph is simple, fast, and fully online. Follow these steps:

Step 1 – Visit the Finbro website

Go to the official Finbro.ph site. Choose your desired loan amount and repayment term that fits your budget, then click “Apply Now.” You can apply anytime, 24/7, using your smartphone or computer.

Step 2 – Fill out the online application form

Complete the form with your personal details, then upload one valid ID. During this stage, you’ll see the loan rates, fees, and terms before you confirm your application.

Step 3 – Submit and wait for approval

Once submitted, Finbro reviews your application instantly. Many borrowers receive approval within minutes.

Step 4 – Review and sign your loan agreement

Carefully read your loan agreement to ensure you understand all the terms, then e-sign to proceed.

Step 5 – Receive your funds

Once approved, funds will be sent directly to your bank account or e-wallet (like GCash or Maya). Don’t forget to repay on time to maintain a good credit record.

Pro tips for faster application and approval

  • Use accurate, up-to-date personal and contact details.
  • Keep your phone nearby to answer any verification calls or messages.
  • Prepare clear photos of your ID to speed up processing.

How will I know if my loan is approved?

Once your loan is approved, Finbro will send you an SMS notification confirming the approval. You can also check the status of your application anytime by logging into your Finbro account.

How will I receive money from Finbro?

Your funds will be released via the disbursement method you selected during your loan application. You can choose between:

  • E-Wallets such as GCash or Maya
  • Bank Accounts registered under your name

Make sure the account details you provide are correct to avoid delays in receiving your money.

How to repay your Finbro loan?

Finbro offers several convenient repayment options so you can settle your loan easily:

  • E-Wallet
  • Payment Centers
  • Online Bank Transfer

Payment options with Finbro

  1. Full Loan Repayment
    Pay the entire loan amount on or before your next payment date without additional costs. You can check the exact total and repayment terms by logging into your Finbro account.
  2. Minimum Payment
    If you can’t pay the full amount yet, Finbro allows you to make a minimum payment to extend your next payment date by 7, 14, or 30 days. Details are available in your Finbro account.

If you cannot pay your Finbro loan on time

No need to worry, Finbro’s minimum payment option lets you avoid missed payments and penalties by extending your due date by 7, 14, or 30 days. Always check your account for the exact amount required and your new payment schedule.

Does Finbo have a loan app?

No. Finbro does not have a mobile loan app.

Instead, Finbro offers a mobile-optimized web platform that delivers a smooth and seamless experience across smartphones, tablets, and computers. Users can access the full loan application process through their browser. No download required.

Is Finbro legit?

Finbro is a trusted, accessible lending option in the Philippine digital finance landscape. Whether you're bridging an unexpected gap or need quick funds, Finbro delivers speed, transparency, and flexibility.

Is Finbro SEC-registered?

Yes, Finbro.ph is legitimately registered with the Securities and Exchange Commission (SEC), giving it full authority to operate as a lending company in the Philippines.

Here are the verified details:

  • Operating Entity: Sofi Lending Inc.
  • SEC Registration Number: CS201908275
  • Certificate of Authority to Operate: No. 2990, granted on June 6, 2019

Is Finbro safe to use?

Yes, Finbro is safe and legitimate online lender. Your personal and financial information is protected with advanced security measures, including encryption, to prevent unauthorized access.

Finbro is fully compliant with the Philippines’ Data Privacy Act of 2012, meaning it follows strict guidelines on how your data is collected, stored, and used.

Finbro reviews - What borrowers say

Positive Feedback:

“Easy process and fast approval, funds reached me quickly.”

“Helpful and user-friendly,” says another satisfied borrower.

Concerns Raised:

Some users noted:
“Minimum payments don't reduce the principal; they just push back the due date.”

Others found interest and fees steep:
Borrowed ₱7K - asked to repay nearly ₱9.6K.”  *

NB: Loan interest rates, service fees, and possible penalties vary depending on the borrower’s profile and repayment behavior. In some cases, late fees or processing charges can significantly increase the total repayment amount. Every loan agreement is unique, so it’s essential to review the full terms before borrowing to understand the exact costs.

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