Kviku

Kviku.ph Online Loan – Flexible and unsecured loans in the Philippines

Kviku.ph stands out for its speed, flexibility, and clear terms, making it an ideal solution for Filipinos seeking quick, short-term funding. Kviku is a popular choice for a no collateral loan with minimal requirements. 

The company takes pride in its simple procedures to provide you the easiest way to get the loan. Kviku offers 24-hour approval, meaning you can apply and get a response to your loan at day, at any time. 

How much can I borrow with Kviku?

Kviku offers loan amounts ranging from ₱1,500 to ₱25,000.
The entire process is 100% online, so you can submit your application anytime, even after banking hours, on weekends, or during holidays.

What are the loan terms?

• First-time borrowers may be approved for a loan term of up to 60 days.
• Repeat borrowers with a good repayment history can qualify for a term of up to 180 days.

Kviku loan requirements: Who can apply?

You can apply for a Kviku loan in the Philippines, if you meet the following criteria:

• Nationality & Age: You are a Filipino citizen, aged 20 to 55 years old.
• Valid ID: You have at least one valid government-issued ID (e.g., SSS, UMID, Driver’s License, Passport, National ID, Postal ID).
• Active Mobile Number: Your phone number is active and not blocked.

Returning customers with a good repayment history can often enjoy automatic approval for their next loan.

How to borrow money with Kviku.ph?

Applying for a Kviku loan in the Philippines is quick and simple. You can do everything 100% online - no paperwork, no in-person visits.

Step 1 – Fill out the online application
Visit the Kviku website, choose the amount you want to borrow, and select your preferred repayment term.

Step 2 – Enter your loan details

Provide the required personal information, upload at least one valid government ID, and select how you want to receive your money.

Step 3 – Read the loan agreement

If your loan was approved, you will get your loan agreement. Read through it and make sure you understand the cost of your loan. If everything  looks good, proceed to confirming your loan. 

Step 4 – Confirm your loan
Kviku will send you a unique confirmation code via SMS. Enter this code to sign your loan agreement.

Step 5 – Receive your funds
Once approved, Kviku immediately processes the transfer of your requested amount. 

How do I know if Kviku has approved my loan application?

All updates about your application status can be viewed in your Kviku Profile after you submit the online form. Once your loan is approved, Kviku will send you a unique confirmation code via SMS. Enter this code to officially sign your loan agreement.

Loan repayment options 

Remember to always repay your online loan. Kviku offers several convenient repayment methods:

• E-Wallets
• Bank Transfer
• Over-the-Counter 

You can find detailed repayment instructions in your Kviku account, ensuring you pay your installments correctly.

Does Kviku have a loan app?

Yes, Kviku has a legitimate loan app in the Philippines, offering modern, fast, and transparent service. You can download the Kviku mobile app on Android devices from the Google Play Store.

Key features of the app include:

• Fully online loan application process.
• Fast approval and quick disbursement to your bank account or e‑wallet.
• In-app features to manage your loan: track balance, make repayments, etc.
• Clear and transparent fee structure, no hidden charges.

Kviku Loan App Review

The Kviku Loan App has received numerous reviews on the Google Play Store.
Many borrowers have shared positive feedback, highlighting how quick and easy the loan application process is.

However, some users have raised concerns about the app’s high interest rates. As always, it's important to carefully read the loan agreement provided by the lender. Make sure you fully understand the total cost of the loan, including interest and fees, as well as the repayment schedule.

Is Kviku legit?

Yes, Kviku is a legitimate and licensed lending platform in the Philippines.

Kviku is part of an established fintech group, the Kviku Group, with operations across Asia and Europe.

Is Kviku SEC-registered?

Yes, Kviku Lending Co. Inc. is registered with the Philippine Securities and Exchange Commission (SEC) under registration number CS201918702, and has a valid Certificate of Authority No. 3169 confirming compliance with the Lending Company Regulation Act (Republic Act No. 9474).